The policy is stated below or you can download the original insurance pdf here.
The Insurance on the structure of your home has been arranged with Zurich Insurance plc. |
Policyholder: Leaseholders as named on the policy specification
Policy number: QLA-02H086-0213
Insured premises: As detailed in the Policy Specification
Interested parties: Tamworth Borough Council and as recorded in the Policy Specification
Period of insurance:
From noon: 30 September 2023
To noon: 30 September 2024
Insured risks and excesses
Your buildings are insured against loss or damage caused by the following major events: Fire, lightning, explosion and aircraft, riot and malicious persons, earthquake, subterranean fire, storm or flood, escape of water from any tank, apparatus or pipe, impact by any road vehicle or animal, breakage or collapse of audio or visual communication apparatus, accidental breakage of fixed glass and fixed sanitaryware, accidental damage to supply pipes and cables, falling trees or branches, leakage of oil, theft or attempted theft, subsidence, ground heave or landslip, all other damage (except where excluded)
Malicious damage, theft or attempted theft and escape of water from any fixed tank are not insured if the buildings have been unoccupied for more than 30 days.
Excesses:
Nil apart from
- £50 for Extended Accidental Damage
- £1000 for Subsidence
These apply to each property for each and every loss.
For full details of your policy cover and all terms and conditions, please refer to the Buildings Insurance policy document.
Benefits and Limitations
| Benefit | Limitation |
| Sum insured | As detailed in the Policy Specification |
| Extended accidental damage (an example would be damage caused by inadvertently placing a hot pan on kitchen work surface) | If selected |
| Legal liability as owner | £2,000,000 |
| Alternative Accommodation or Loss of Rent | Up to 20% of the building sum insured, as per policy wording’ |
| Lock replacement following theft or loss of keys | Up to £5,000 |
| The costs involved in locating the source of a leak, but excluding repairing any damage to tank, apparatus, or pipework | Up to £5,000, as per policy wording’ |
| Emergency access | £1,000 |
Sum insured as of 30 September 2023
As detailed in the Policy Specification
Claims reporting
For emergency repairs please telephone 08000 159 329. For non-urgent incidents please call within normal office hours 0800 028 0336 or Email: farnboroughpropertyclaims@uk.zurich.com