Budgeting

Rent

Rent

Rent is charged weekly and is due at the start of your tenancy. You may pay your rent fortnightly, four weekly or monthly if you wish but this must be paid in advance. The exact rent for available properties can be found on the Finding a Home website when they are advertised by following this link. If you want to know the average rent for a council property, this can be found in the Planning and Budgeting for your new home booklet

Follow this link for more information on how you can pay your rent to Tamworth Borough Council You will lose your home if you do not pay your rent.

 

Council taxCouncil Tax

You will be responsible for paying the Council Tax in your new property. Find more information about paying Council Tax including costs and how to pay by clicking here.

Failure to pay Council Tax can lead to enforcement agents and ultimately, prison.

 

 

Television licenceTV licence

It is a legal requirement that any home that has equipment that can receive television programmes must have a TV Licence, the cost for this is £150.50 per year, for further information including if you are eligible for a reduction go to http://www.tvlicensing.co.uk

 

 

Gas and electricityGas and Electricity

The cost of gas and electric will vary depending on your usage. There are comparison websites that will enable you to obtain the best deal for you and the likely costs. The Planning and Budgeting for your new home booklet also has some examples of estimated costs. 

For information on energy saving measures and affordable warmth you can contact the HEAT advisory service on 0800 043 2815.  They can help you find the best gas and electric deals and help you if you are in fuel debt and struggling to heat your home.

 

Water charges

Water charges

South Staff Water is responsible for supplying, setting the water charges and sending bills to household and non-household customers in the Tamworth area. For further information on how you are billed for your water, how you pay for your water and ways to save water visit www.south-staffs-water.co.uk 

 

 

Contents insurance

Contents insurance

Tamworth Borough Council are only responsible for the building element of the property, therefore it is important that you take out contents insurance for your personal belongings. To help tenants with the cost of this, Tamworth Borough Council has negotiated a scheme with the Royal and Sun Alliance. For more information and costs open the Royal Sun Alliance scheme booklet here.
Other Information: Essential Information and Home Insurance Product Information

 

Clothing

Clothes

You will need to allow an estimated £4.00 to £6.00 per week per person living in your household for clothing.
You may need to increase that amount for young children and those with medical conditions.

 

 

Telephone, Internet, Cable and Satellite

Telephone, Internet, Cable and Satellite

You need to bear in mind that telephone land lines, mobile phone, Internet, cable and satellite charges can vary in price dependant on the type of service and your service provider. To find the best deal try one of the many available comparison sites on the Internet.

 

 

Travel

Travel

If you are a car owner you will need to budget for tax, insurance, maintenance, fuel, parking charges and any other reasonable costs.
The public bus service for Tamworth is Arriva, for further information including cost and saver tickets, visit the Arriva website here.

 

 

GroceriesGroceries

The average weekly cost for household shopping is usually about £35.00 per adult, £60.00 per couple and around £29.00 per child.
You may need to allow a bit extra if anyone in the household has special dietary requirements.

 

 

Health care

Health care

You may have extra costs because of an illness or disability such as a special diet, extra clothing, bedding, special equipment or help in the home which you will need to include in your budget. If you live in England you may have to pay for prescriptions, dental treatment, eye tests and glasses. Some people may qualify for free prescriptions.
To find out if you are eligible or are able to reduce the costs by buying a Pre-payment Certificate, visit these NHS website pages.

 

Meals for school and work

Meals for school and work

If you work full time you should allow around £20.00 per week, per person in your household for lunch. For school meals for your children you should allow about £15.00 per week.
To find out if your child is eligible for free school meals go to www.staffordshire.gov.uk/freeschoolmeals

 

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